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Tuesday 3 September 2013

The decal of “How’s my driving?” is mostly seen on the back of a fleet vehicles. Usually, the decal contains the website address, phone number and other information so that the public can call and report on the behaviour of the vehicle’s driver. “How’s my driving” program is the safety hotline program that is basically designed to reduce the vehicle crashes. It is found by the researchers that the safety hotline program reduces crashes by 22% or more. Most of the fleet might be provided with the free “How’s my driving program?”


Users of the Program “How’s my driving” service or signs are basically used by business firms, involved in delivery and service fleets. Sometime it happens that the drivers in these fleets are new and unskilled. They are more worried about getting the job done, rather than the trip. This attitude reflects the reckless driving behaviour. The service is generally used by identified companies with fleet vehicles. The unidentified vehicles generally stay away from these services for the fear that fleet identified vehicles expose them to greater chances of staged crashes and people looking to take advantage of deep pocket. The safety hotline clients use the services directly or through their insurance carrier.

Necessity of the “How’s my driving?” program The CEO of Safety First Systems, Paul Farrell explains us the necessities by pointing out the need to identify the problem drivers before the information shows up on an MVR (Motor Vehicle Record). He further explains that “An analysis of motor vehicle record is a must-do, but it isn’t the end of the process.” Some time if any accident happens on an MVR, the insurance carrier is not necessarily looking for it. MVR’s are not run by most of the carriers because of the cost. Certain at-risk population, such as youthful and senior drivers, often 25% to 30% of the total insured can be sample instead by the Insurers.


Effectiveness of this program The Insurance companies noticed the 20% reduction in claims to a 52% loss dollar reduction in their studies. The study conducted by Fireman’s Fund Insurance found that the fleets using the “How’s my Driving?” services saw an average across-the-board reduction in crashes of 22%. Another finding of this study was that about 80% of the drivers never received a complaint.


Other Benefits It is believed that “How’s my driving?” service can help protect against negligent entrustment lawsuits. It can reduce aggressive driving and prevent road rashes. It can avoid the increase in personal insurance rates. Also, it has been noted that insurance companies provide additional benefits to those who use " How’s my driving” program. They can also get expemption on their premium amount. So if you want to keep an eyen on the driving of your chauffers along with saving some amount on insurance premium of your fleet, you must stick "How's my driving sign" behind your every personal and corporate vehicle. The “How’s my driving” service is a better way to maintain the road etiquette. The companies using this service can reduce lot of extra charges and gain hefty profit.

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